Mobile Payments Consulting

Payments Cards and Mobile Consulting

Payments Cards and Mobile Consulting occupies a niche position in the market. We have been in business for more than 15 years and through our Publications and Research divisions we have an exclusive overview of the market.

With the consulting practice we aim to offer our customers quality consultants and associates who are experts in their field, from ex-bankers to trained consultants in Business Strategy, experts in Project Management, Operational Excellence, Risk and Security audit reviews, Technology Acquisition (solution and vendor selection) and if your road map requires we have a separate but integrated consulting business in Mobile Payments Consulting.

What do we cover:

Cards
Payments
Mobile Payments
Strategy Consulting
Business Consulting
Project & Program Management
Large scale Research Projects

Our Approach

We offer assistance with each stage of the business cycle, from setting strategic direction and executing effective
business and process change management to ensuring ongoing corporate performance and business success.
We believe that our clients own the process of delivering change. Our role is to provide specialist advice and
guidance to facilitate this change.

We only allocate consultants with the appropriate experience for the assignment. It might mean involving a number of specialists during the course of a project but only if and when required.

We always put cost effectiveness and client needs first. Each assignment is directed and controlled by a Partner or Director of Payments Cards and Mobile Consulting to ensure total quality control and hands-on management involvement.

We insist that our clients take ownership of both the issues and the solutions. As team players, our consultants work in close partnership with our clients, forming joint working groups and project teams to get the job done.

We believe in a joint working approach to ensure effective transfer of knowledge to your staff. Our aim is never to leave a project half-finished and without proper handover.

We decline assignments where we feel there are others better qualified for the job – Client interests always come first.

We strive to foster internal acceptance of change and to generate a strong internal team spirit – a team that is willing and ready to embrace corporate change and to celebrate success.

Download our Payments Consulting Service Overview

Visit Mobile Payments Consulting for help and advice with mobile financial services or m-payment challenges

Consulting Service overview

Debit and Credit Cards

Debit

Maestro
VPay & Electron
Domestic Debit, e.g. Pankkikortti, bankaxepta, PIN, Dankort, bankomat

Credit

MasterCard, Visa, AMEX, Diners Card, China Union Pay, JCB

PLC

Card Based Loyalty Systems based on Mag Stripe or Chip

Product profitability analysis and enhancement
Charge-back management/ ‘health checks’ and training
Co-branding partner selection, evaluation and programme implementation
‘Own Label’ card payment programme development
EMV smart card/multi-function chip card strategy development and implementation
Merchant acquiring business strategies
Credit and debit card programme ‘health checks’
Credit scoring and credit bureau service development
Credit risk policy development and best-practice benchmarking
Cardholder and merchant processing options
Electronic banking strategy development and implementation
Secure electronic commerce service development
Supply of specialist staff, contractors and interim management resources

Technology

Mag stripe
EMV
NFC
Interfaces & Protocols
POS Systems
PLC, especially Fleet & Fuel Cards
IFSF

Security

PCI PED / PCI DSS consulting

Rules & Regulations

Brand rules
SEPA
PSD
EU rules e.g. SCF, SDD
POS, chip and host system certification projects

FEP and Back End Solutions

Host software application design

Retail Banking and Payments

SEPA Credit Debit Transfers
SEPA Direct Debit
Domestic Payment Systems
N/ACH
Retail banking strategy g gy development and implementation
Card payment market sector analysis and strategy development
Product and service portfolio analysis, evaluation and enhancement
Developing turnkey product and marketing campaign solutions
Customer and product segmentation strategy and associated new service development
Lifestyle segmentation and service packaging
Service diversification and new sector entry
Customer-based profitability analysis
Payment card strategy development and business planning
World-class product design, development, implementation and ongoing managementof credit, debit, charge, corporate and prepaid card

Strategy Consulting

Intelligence

Data Collection, Analysis, Evaluation
Regular Intelligence Estimates

Competition Monitor
Planning and definition of objectives
New market entry, research and business development strategy
Business diversification strategy development and assessment
Merger and acquisition selection, evaluation and due diligence studies
Joint venture and strategic alliance opportunities, selection and evaluation
Key performance indicators and executive scorecard development
Pricing analyses and profitability studies
Aligning customer needs, strategic direction and corporate culture

Business Consulting

RFI & RFP

Development of coherent, comprehensive RFI and RFP

Performance Cockpits / Dashboards

Measurement and data visualization

Training Programs
Business process re-engineering
Operational risk assessment in accordance with the Basel II capital accord
Operational management support
Information and systems technology strategy development
Defining optimum processing options (outsourcing or ‘in-house’)
Vendor assessment and technology selection
Operational ‘health-checks’ and business efficiency benchmarking
Ensuring optimum use of technology
Business needs analysis
Effective risk management strategy and policy development

Project & Program Management

Business Requirements
Functional Specifications
Technical Specifications
Project Management

Change Management
Implementation Projects
Development Projects

Organisations supported by our Consultancy Associates

Existing users and clients

Download our Payments Consulting Service Overview

Payments Cards and Mobile Consulting