Cover story | Testing times
Cybercrime is booming. Banks and payment companies are targets for criminals following the money and for nation-state actors and others looking to destabilise critical infrastructure. Ethical hackers, sometimes known as penetration or pen testers, are tasked with finding vulnerabilities before the bad guys. So, what are the top threats for banks and financial services companies? And how can they protect themselves in an age of cyber insecurity?
No longer the ‘poor relation’ to a debit or credit card, the benefits and functionality of prepaid are now being appreciated by all types of issuers and customers. Prepaid is increasingly becoming the infrastructure of choice for FinTech innovation. So, what does the future hold, and what can other parts of the payments industry learn from prepaid?
Cash: down, but not out
Cash will continue to play an important, if declining, role in society for the foreseeable future. Yet branch closures, legacy ATM infrastructure, changing market dynamics and regulation are putting banks under pressure. They are looking for better, faster and cheaper ways to provide cash access.
NEWS AND COMMENTARY
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Highlights from the payments world over the last 60 days
Insight and analysis behind some of the biggest payments stories
Developments on m-payments from around the world
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