In the Payments Cards and Mobile May/June 2018 Issue
Previously existing only on the fringes of finance or computer science, cryptocurrencies are now being discussed more widely. In the future, banks may not be the only ones making money from making money. Communities, companies and cryptography could become the new moneymakers, which drives new thinking around money, ownership and trade.
THE FUTURE OF BANKING
The doom-mongers have long been predicting an existential crisis in banking. Banks are being assailed on every side — by FinTech start-ups, Big Tech and regulators. They must maintain 24/7 operations and interoperability, deal with the demands of regulatory compliance, and contend with their own internal culture around innovation. So, it is a case of panic and freak out? Or keep calm and carry on? PCM examines the possible futures of banking.
THE REGULATOR OF THE FUTURE
Regulators are increasingly using technology to improve regulatory oversight and modernise regulation. They are also using their influence to collaborate, convene and commission, so what is on the horizon for regulation and regulators born in the digital age?
- THE SCOURGE OF RANSOMWARE CONTINUES
- 1.7 BILLION ADULTS REMAIN UNBANKED WORLDWIDE
- STRONG CUSTOMER AUTHENTICATION RULES AGREED FOR EUROPE