Payments Cards and Mobile July|August 2015


In-depth analysis, industry snapshots, news in brief and authoritative features – Payments Cards and Mobile’s authoritative, impartial, editorial coverage separates hype from happening within the payment cards and mobile payment industry.

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In This Issue

Cover story

To challenge and be challenged
Big used to be beautiful but small and nimble has become all the rage as digital challengers snap at the heels of their larger rivals. How much of a threat do challenger banks pose to traditional banking giants? And do they present the impetus for change?

Innovation in payments
The payments industry is going through a rich period of innovation. ‘FinTech’ has become the new buzz word. But where are the opportunities for innovation? And are they attainable?

mPOS – Tipping point or boiling over?
With the release of new mobile point of sale (mPOS) solutions occurring on a seemingly weekly basis, are there signs that the market is already over-heating? Or does the breadth of new solutions simply mark the arrival of a new payments era?

Card Notes
Antitrust regulator slams MasterCard
MasterCard faces formal antitrust investigations in Europe after the European Commission accused the card giant of “artificially raising the costs of card payments.”

Human factor cyber attacks pose growing threat
The cyberthreat is real, present and evolving. Organisations are reporting that cyber attacks have increased in both frequency and impact over the last 12 months. • Substitute password scheme throws off hackers.

European Council agrees general data protection approach
On 15 June 2015, the Council of the European Union reached a general approach on the General Data Protection Regulation (GDPR).

VC investment in Britain is booming
Venture capital investment into Britain’s technology companies has hit a record high with nearly $1.5 billion raised in the 6 months to June 2015. • Danish Bitcoin outfit launches Bitcoin debit card.


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