In-depth analysis, industry snapshots, news in brief and authoritative features – Payments Cards and Mobile’s authoritative, impartial, editorial coverage separates hype from happening within the payment cards and mobile payment industry.
Payments Cards and Mobile Mar|Apr 2015
In This Issue
The Advanced Payments Report 2015 provides views and perspectives on the state of payments and is based on phone interviews and a survey among industry executives, observers, and analysts.
crypto-currency – Bit by Bitcoin: Decrypting crypto-currency
Such is the fervour around virtual currencies that barely a day goes by without some form of news or announcement about the growth and threat of digital currencies but what is the reality behind the scaremongering? And how much of a threat or opportunity is the growth of these new forms of digital money?
tokenisation – The fall and rise
Apple Pay has breathed new life into tokenisation and the use of tokenisation has seen a revival due to new technology approaches that remove associated operational risks and complexities and enable increased scale and high performance transaction processing, especially in financial services and banking. PCM investigates how this technology made a comeback and is taking its place in the driving seat of mobile payment.
UK shuns cash as cards dominate payment market
The first weekend of March saw the end of cash as Britain’s dominant method of payment, and you probably didn’t even notice. • Central banks explore virtual currency digital payment platforms. •
Amex loses antitrust lawsuit – appeal imminent
The chief executive of American Express, Kenneth Chenault, refused for years to settle an antitrust case with the US government, vowing to fight even as the company’s top rivals cut deals. • EU agree caps on interchange fees. •
Millennial attitudes to banking reveal breadth of digital expectations
We all know that mobile is a key channel for any number of things: from communications to gaming, from navigation and increasingly to payments. The smartphone, heralded by the arrival of the iPhone in 2007, has catalysed change like few other inventions in recent years. • ECB digital currencies report: Virtual currencies unstable. •
Mobile money for the unbanked a GSMA report
The GSMA Mobile Money for the Unbanked (MMU) programme has released its 2014 State of the Industry Report on mobile financial services.