Payments Cards and Mobile May|Jun 2015


In-depth analysis, industry snapshots, news in brief and authoritative features – Payments Cards and Mobile’s authoritative, impartial, editorial coverage separates hype from happening within the payment cards and mobile payment industry.

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In This Issue

Cover story

The Millennials have arrived
The digital decade has re-shaped industries as far afield as healthcare and retail. By contrast, the financial services industry has remained relatively unaffected, until now. With a generation of  ‘digital natives’ now coming of age however, what does this mean for the future of banking? And how should the world’s banks respond to the shifting expectations of the millennial generation?

Middle East e-commerce – Growth inspires innovation
The cityscape of modern Arabia displays its optimism and advancement with impressive sky-piercing towers. Similarly the payment and commerce landscape is visibly transforming and, if the range of innovations and new products at the Cards & Payments Middle East expo are anything to go by, digital commerce in this part of the world, like its towers, is heading skywards.

regulation – European regulatory agenda drives change
PCM examines the extent to which European regulation will continue to drive major industry change.

Card Notes
NFC drives global SIM market growth
SIM shipments rose by 11 percent in 2014 to 4.7 billion, up from 4.2 billion in 2013, according to SIMallliance. • Issuers cut credit card reward programmes after interchange shake-up.

£12.8 billion a week to be sent through digital banking in the UK by 2020
Brits are expected to embrace internet and mobile banking more and more over the next 5 years. • Visa Inc in talks to buy Visa Europe for up to US$20 billion.

4-out-5 companies fail their PCI compliance
Nearly 80 percent of all businesses fail their interim PCI compliance assessment, leaving them vulnerable to cyber attacks, according the 2015 PCI Compliance Report by global security consultancy Verizon. • Microsoft prepares to launch payments service to rival Apple Pay.

Massive drop in unbanked says World Bank report
Between 2011 and 2014, 700 million people worldwide became account holders at banks, financial institutions or mobile money providers, and the number of unbanked individuals dropped 20 percent to 2 billion people, says a World Bank report.


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